Residential Checklist

Let's get organized.

Get pre-approved more quickly. 

Gather your required documents in advance to make the pre-approval process a breeze. Select the category that best describes your situation:

If you are an employee:

What you’ll need:

  • checkmark icon Letter of Employment: Dated within 30 days
  • checkmark icon Paystub: Dated within 30 days
  • checkmark icon Your two (2) most recent T4s
  • checkmark icon Confirmation of personal taxes paid

Sample Documents:

If you are the sole proprietor of your own business:

What you’ll need:

  • checkmark icon Your two (2) most recent Notice of Assessments (NOA)
  • checkmark icon Your two (2) most recent T1 Generals (full tax return)
  • checkmark icon Confirmation of tax payment if owing 

Sample Documents:

If you own a business that is a Corporation:

What you’ll need:

  • checkmark icon Your two (2) most recent Notice of Assessments (NOA)
  • checkmark icon Your two (2) most recent T1 Generals (full tax return)
  • checkmark icon Articles of Incorporation
  • checkmark icon Your two (2) most recent Company Business Financials
  • checkmark icon Notice to Reader Financials prepared by an accountant

Down Payment Documents:

What you’ll need:

  • checkmark icon Your most recent complete bank/investment statements from a three-month period (visible name, account number, institution)
  • checkmark icon If you are using a gift from an immediate family member, you’ll need a signed gift letter and a confirmation of gift deposited in your account

Sample Documents:

Existing/Additional Property Documents:

What you’ll need:

  • checkmark icon Most recent City Property Tax Notice
  • checkmark icon Current mortgage statement

If rental income exists:

  • checkmark icon Your two (2) most recent T1 Generals (full tax return)
  • checkmark icon A signed Rental Agreement
  • checkmark icon Your most recent bank statements from a three-month period showing rental deposits (visible name, account number, institution)

Sample Documents:

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